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SBA Paycheck Protection Program

CARES Flexibility Act


Relief for small businesses was included as part of the CARES Act stimulus package related to the COVID 19 outbreak.  The Small Business Administration (SBA) has launched a number of initiatives, including The Paycheck Protection Program.

  • To apply for PPP Loan forgiveness go to our PPP Forgiveness page
  • See the latest update on PPP loans and forgiveness.
  • For more information and resources visit the U.S. Department of the Treasury website 

About the SBA Paycheck Protection Program

The Paycheck Protection Program (PPP) is a short term lending option designed to help small businesses with cash flow and maintain their employment levels. Any public, private or not-for-profit enterprise with 500 or fewer employees may qualify. The businesses must have been in operation before February 15, 2020. 

Eligible businesses

  • All businesses, including non-profits, veterans organizations, tribal concerns, sole proprietorships, self-employed individuals, and independent contractors, with 500 or fewer employees.

Eligible expenses

  • Employee salaries
  • Payroll support including the continuation of benefits
  • Interest payments on mortgage debt of the business
  • Business rent payments
  • Utilities

Maximum loan amount

  • Up to $10 million

In addition to PPP, the Small Business Administration has other programs to help small business cope with the economic consequences of the COVID -19 related business disruption:

  • Traditional SBA Loan
  • Express Bridge Loan
  • Economic Injury Disaster Loan
  • SBA Debt Relief
  • Paycheck Protection Program

To view these programs, and to get the latest information from the Small Business Administration visit:

For more information and resources visit the U.S. Department of the Treasury website