Skip to content

Banking Services

Local Lending

At Generations you will always talk with a real person throughout the loan process. Our lending specialists are always available to guide and assist you with any questions you have about your lending options. Use the provided contact form to get in touch with one of our lending experts! 


Traditional Mortgages

Fixed Rate Mortgages

Has a fixed interest rate for the entire term of the loan

  • For purchase or refinance
  • Borrow up to 95% of the home's value

5 - Year Adjustable Rate Mortgage (5/5 ARM)

Begins with a fixed rate for the first five years. Then, after five years the loan has an adjustable rate that changes annually.

  • For purchase or refinance
  • Borrow up to 95% of the home value


Specialty Mortgages

No Closing Cost Mortgage

Our No Closing Cost Mortgage offers a variety of features designed to make your dreams of homeownership possible.

  • For purchase
  • Fixed rate
  • Borrow up to 90% of the home's value
  • Minimum 10% down 


Unique to Generations, a community focused mortgage created to make home ownership more attainable.

  • No down payment
  • For purchase or refinance
  • Fixed or variable rate
  • Borrow up to 95% of the home's value for purchase
  • Borrow up to 95% of the home's value for refinance

Construction Loans

Sometimes, the best way to get the home of your dreams is by building it from scratch.

  • For purchase
  • Fixed or variable rate
  • Interest only payments for the first 6-months during construction phase.

Federal Housing Administration Loan (FHA Loan)

Issued by the federal government and insured by the Federal Housing Administration. This loan is designed for those unable to make large down payments. 

  • For purchase or refinance
  • Fixed or variable rate
  • Borrow up to 96.5% of the home's value


Home Equity Products

A home equity line of credit (HELOC) gives a borrower the opportunity to secure a line of credit using their home’s current value. A home equity line of credit is used for purchases like education, home improvements and medical bills. However, you can use the credit anyway you choose.

Home Equity Line of Credit

Use the equity in your home to secure a line of credit. Has a fixed or variable rate for the entire term of the loan. Allows you to borrow money as you need it.

  • Fixed or variable rates
  • 10 year draw period
  • 15 year repayment period

Home Equity Installment Loan

Traditional installment loan financed in one lump sum. Has a fixed rate for the entire life of the loan.

  • Fixed rate and term


Checking Accounts


Our top-tier account with all our best features, in addition to earning interest.

  • All the features of GO PREFERRED Checking
  • PLUS great interest on your checking balance!


Our PREFERRED Checking is ideal for those that need more protection.

  • All the features of GO SIMPLE Checking
  • Shop local, save local with MyGenPerks Savings 
  • Cellphone protection 1,2
  • ID theft aid 1,2
  • Roadside assistance 
  • $10,000 travel accidental death coverage 2
  • Health savings card

GO SIMPLE Checking

Everything you need, nothing that you don't.

  • All the features of eChecking
  • Convenience of online payment and paper checks
  • PLUS enroll in e-statements to avoid an additional $3 monthly paper statement fee


All the features you love, with no fees.

  • GO Anywhere Banking Tools
  • EZ SAVER account rounding 
  • GO (Generations Overdraft) line of credit 3
  • Generations credit card 3
  • uChoose Rewards debit card 


1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
3 Credit approval required.

¿Quieres más información?

¡Complete este formulario rápido para comenzar! 

Contact Information
3 + 2 =