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We do not charge a fee for our debit card and it can be used at any Generations Bank, Summit FCU or Finger Lakes FCU ATM without a surcharge.

Yes, we offer online banking with free bill pay.

We do not post our rates on our website, but you can contact us for the most current rates.

Our hours can be found on our locations page.

Give us a call at 315.568.5855 or toll-free at 833.971.3495 for assistance.

Routing Number: 221371194

You can call our 24 hour toll free number at 800.417.8715 or call us directly at 315.568.5855 or toll-free at 833.971.3495.

Yes, you can use Quick Books software with our online banking. Once you have logged onto your internet banking please select “Accounts”. Choose what account you would like to link and at the top right please click on the tab “Export”. Choose the intuit format and continue. Please note Quicken is not compatible because it is a different format. You must have Quick Books to be compatible.

Savings bond applications are no longer offered through financial institutions, but can be purchased electronically at the treasury website (

Still have an unanswered question?

Visit one of our office locations or contact us and we'll assist you!