In addition to our competitive rate, you'll get features like:
No annual fee or application fee
No closing costs
Quick and local servicing
What is a HELOC?
A home equity line of credit, commonly referred to as a HELOC, gives a borrower the opportunity to secure a line of credit using their home’s current value.
What can I use a HELOC for?
You can use a HELOC to pay for almost anything. Often people will use a home equity line of credit for big purchases like home improvements, medical bills and debt consolidation.
This time of year, home renovations like replacing your windows and doors, servicing your HVAC system, resealing your driveway or replacing your roof are some popular reasons to get a HELOC. However, you can use the credit anyway you choose.
Home Equity Options
Home Equity Line of Credit
Use the equity in your home to secure a revolving line of credit. Gives you the ability to borrow money as you need it.
- Variable rate currently 7.00% APR*
- No closings costs
- No annual or application fee
- 10-year draw period
- 15-year repayment period
- Borrow up to 95% of home's value
*Annual Percentage Rate effective September 18, 2023. The rate of interest is variable, with a ceiling of 16% APR and a floor of 5%. Rates subject to change. Property insurance is required. All loans subject to credit approval, terms and conditions apply.
Home Equity Installment Loan
Similar to a HELOC but is financed in one lump sum. Has a fixed rate for the entire life of the loan.
- Fixed rate and term
We make the home equity process quick and easy.
Get in touch
Fill out the contact form and we'll reach out to get the process started.
Work with an expert
Our team of loan specialist are there to help you! They'll tell you what's needed and guide you through the process.
Complete the process
We pride ourselves in fast turnaround times. Once approved, a specialist will assist you in closing the loan at any of our locations.
Access your funds
Easily access your new home equity loan or HELOC whenever you need it.