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Home Equity Options

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family sitting on new porch built with heloc funds

7.00%APR* HELOC with variable rate

Spring is in the air, and it's the perfect time to breathe new life into your space or embark on those long-awaited spring projects. Tap into the equity of your home and make this spring one to remember with all your seasonal endeavors!

In addition to our competitive rate, you'll get features like: 


No annual fee or application fee

no closing fees

No closing costs


Quick and local servicing

Get in touch with a local lending expert!

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What is a HELOC?

A home equity line of credit, commonly referred to as a HELOC, gives a borrower the opportunity to secure a line of credit using their home’s current value.

What can I use a HELOC for?

You can use a HELOC to pay for almost anything. Often people will use a home equity line of credit for big purchases like home improvements, medical bills and debt consolidation.

A HELOC can be used to fund a range of spring projects, like outdoor landscaping, kitchen or bathroom renovations, creating outdoor living spaces, and addressing maintenance tasks like replacing windows and doors or enhancing curb appeal with driveway resealing or roof repairs. However, you can use the credit anyway you choose.

Home Equity Options

Home Equity Line of Credit

Use the equity in your home to secure a revolving line of credit. A HELOC gives you the ability to borrow money as you need it.

  • Variable rate currently 7.00% APR*
  • No closings costs
  • No annual or application fee
  • 10-year draw period
  • 15-year repayment period
  • Borrow up to 95% of home's value

*Annual Percentage Rate effective April 4, 2024. The rate of interest is variable, with a ceiling of 16% APR and a floor of 5%. Rates subject to change. Property insurance is required. All loans subject to credit approval, terms and conditions apply.

Home Equity Installment Loan

Similar to a HELOC but is financed in one lump sum. Has a fixed rate for the entire life of the loan.

  • Fixed rate and term

We make the home equity process quick and easy.

Get in touch
Fill out the contact form and we'll reach out to get the process started.

Work with an expert
Our team of loan specialist are there to help you! They'll tell you what's needed and guide you through the process. 

Complete the process
We pride ourselves in fast turnaround times. Once approved, a specialist will assist you in closing the loan at any of our locations.  

Access your funds
Easily access your new home equity loan or HELOC whenever you need it.

Fill out the form below and we'll reach out!

Contact Information