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NextGen Checking

Introducing our cutting-edge NextGen checking account, curated exclusively for the 16-25 crowd, delivering a modern banking experience tailored to your unique needs and aspirations.

$200 Cash Bonus

$200 Cash Bonus

Receive a cash bonus when you open your first account with us.1

  • $50 deposited into NextGen checking account upon opening.1
  • $50 deposited into linked savings account upon opening.1
  • Receive $100 when you complete 12 or more debit card transactions within first 90 days.3

Open Your Account

graduation bonus

$100 Graduation Bonus

Receive $100 after graduating from high school or college!2

  • Must have graduated within 3 months of requesting the bonus.
  • 2024 graduates are eligible!
  • Max of one graduation bonus.2
  • Select the button below to navigate to the Graduation Bonus Request webpage where you can submit a request. Afterwards a specialist will reach out to you and request a scan of your diploma or transcript. Once verified we'll deposit the bonus!

Request Bonus

Features you'll love.

no nsf fees

No NSF Fees

The non-sufficient fund fee is waived for NextGen account holders. 

no transfer fee

No Transfer Fee

Funds are automatically transferred from a linked savings account to cover transactions. 

waived atm fees

Waived ATM Fees4

ATM withdrawal fees are refunded up to $10 per statement period.

More great perks

  • No minimum balance
  • No minimum deposit
  • No monthly fees

Plus, all of our most popular features!

1 Must be a new Generations Bank checking customer to be eligible for the New Account Bonuses. The Bonuses will be deposited on the day of account opening. 2 New and existing customers are eligible for the Graduation Bonus for receiving a high school diploma, secondary education degree, or vocational degree/certificate. A diploma, transcript, or equivalent documentation is required. One Graduation Bonus is allowed per customer, per account. The Bonus will be deposited within 7 days of receipt of appropriate documentation. 3 One-time Debit Card reward will be deposited into your NextGen checking account within 30 days of meeting the requirement. 4 A maximum of four Foreign ATM surcharges (ATMs not owned or operated by Generations Bank), with a monthly limit not exceeding $10, will be reimbursed. You must be between the ages of 16-25 to be eligible to open this account. No opening deposit or minimum balance is required.

Open your account today!

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School savings account

Designed to help educate children aged 17 and under about the value of saving. The school savings account functions as minor/custodian account and provides a valuable opportunity for children to begin their financial journey.

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School savings account


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